VizyPay, (VizyPay, LLC) recognizes that its customers, visitors, users, members, and others who use VizyPay ("VizyPay Services") (collectively or individually "Users" value their privacy.  This Privacy Notice details important information regarding the use and disclosure of User information collected on VizyPay Services. VizyPay provides this Privacy Notice to help you make an informed decision about whether to use or continue using VizyPay Services.

This Privacy Notice is incorporated into and is subject to the VizyPay, LLC Terms of Use. Your use of VizyPay Services and any personal information you provide on VizyPay Services remains subject to the terms of this Privacy Notice and our Terms of Use.

VizyPay Collects The Following Information:

1. User Provided Information: You provide certain personally identifiable information (such as your name and email address) to VizyPay when choosing to participate in various activities on VizyPay Services such as posting in our forums, entering contests or sweepstakes, taking advantage of promotions, responding to surveys, or subscribing to newsletters or other mailing lists.
2.  Cookies Information: When you visit VizyPay Services, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer that uniquely identifies your browser. VizyPay may use both session cookies and persistent cookies (persistent cookie remains after you close your browser.) Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser help file directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the VizyPay Services may not function properly if the ability to accept cookies is disabled.
3. Log File Information: When you use VizyPay Services, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol ("IP") address, browser type, browser language, referring / exit pages and URLs, platform type, number of clicks, domain names, landing pages, pages viewed and the order of those pages, the amount of time spent on particular pages, the date and time of your request, and one or more cookies that may uniquely identify your browser.
4. Clear GIFs Information: When you use VizyPay Services, we may employ "clear GIFs" (a.k.a. Web Beacons) which are used to track the online usage patterns of our Users anonymously (i.e., in a non-personally-identifiable manner). In addition, we may also use clear GIFs in HTML-based emails sent to our users to track which emails are opened by recipients.

VizyPay Uses Information in the Following Way:

1. If you submit personally identifiable information to us through VizyPay Services, then we use your personal information to operate, maintain, and provide to you the features and functionality of VizyPay Services.
2. Any personal information that you voluntarily disclose online (via discussion boards, in messages, areas within any public profile page, etc.) becomes publicly available and can be collected and used by others. Your account name (not your email address) is displayed to other Users when you post messages through VizyPay Services.
3. We do not use your email address or other personally identifiable information to send commercial or marketing messages without your consent or except as part of a specific program or feature for which you will have the ability to opt-in or opt-out.  We may, however, use your email address without further consent for non-marketing or administrative purposes (such as notifying you of major VizyPay Services changes or for customer service purposes).
4. We use both your personally identifiable information and certain non-personally-identifiable information (such as anonymous User usage data, cookies, IP addresses, browser type, clickstream data, etc.) to improve the quality and design of VizyPay Services and to create new features, promotions, functionality, and services by storing, tracking, and analyzing User preferences and trends.
5.  We use cookies, clear gifs, and log file information to: (a) remember information so that you will not have to re-enter it during your visit or the next time you visit VizyPay Services; (b) provide custom, personalized content and information; (c) monitor the effectiveness of our marketing campaigns; (d) monitor aggregate metrics such as total number of visitors, pages viewed, etc.; and (e) track your entries, submissions, and status in promotions, sweepstakes, and contests.
6. From time to time, we may contact Users to invite them to participate in usability surveys. Participation in these surveys is purely voluntary. Typically these surveys are anonymous and no personal information is requested. However, occasionally, we may request your email address for the purpose of sending you a reward for completing the survey.  No personally identifiable information submitted will be shared with people who are not out authorized agents. Data collected through the survey is used to compile demographic information about our members and to assist us in making improvements to the VizyPay Services.

VizyPay Only Discloses Information When:

1. We provide personally identifiable information and non-personally-identifiable information to our affiliated companies or other businesses or persons for the purpose of processing such information on our behalf. We require that these parties agree to process such information in compliance with our Privacy Policy, and we use reasonable efforts to limit their use of such information and to use other appropriate confidentiality and security measures.
2. We do not share your personally identifiable information (such as name or email address) with other, third-party companies for their commercial or marketing use without your consent or except as part of a specific program or feature for which you will have the ability to opt-in or opt-out.
3. We do share non-personally-identifiable information (such as anonymous User usage data, referring / exit pages and URLs, platform types, number of clicks, etc.) with interested third-parties to assist them in understanding the usage patterns for certain content, services, advertisements, promotions, and/or functionality on VizyPay Services.
4. We may release personally identifiable information and/or non-personally-identifiable information if required to do so by law, or in the good-faith belief that such action is necessary to comply with state and federal laws (such as U.S. Copyright Law) or respond to a court order, subpoena, or search warrant.
5.  VizyPay also reserves the right to disclose personally identifiable information and/or non-personally-identifiable information that VizyPay believes, in good faith, is appropriate or necessary to enforce our Terms of Use, take precautions against liability, to investigate and defend itself against any third-party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of our web site, and to protect the rights, property, or personal safety of VizyPay, our Users or others.

User Options:

You may, of course, decline to submit personally identifiable information through VizyPay Services, in which case VizyPay may not be able to provide certain services to you. You may update or correct your personal profile information and email preferences at any time by visiting your account profile page. To protect your privacy and security, we take reasonable steps (such as requesting a unique password) to verify your identity before granting you profile access or making corrections. You are responsible for maintaining the secrecy of your unique password and account information at all times. VizyPay does not sell your information or data.

Please contact VizyPay with any questions or comments about this Privacy Notice, your personal information, your consent, or your opt-in or opt-out choices by emailing us at Support@VizyPay.com.

Linking Agreements with Other Sites Including Third-party Advertisers:

VizyPay allows other companies, called third-party ad servers or ad networks, to serve advertisements within VizyPay Services. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on VizyPay Services. They automatically receive your IP address when this happens. They may also use other technologies (such as cookies, JavaScript, or Web Beacons) to measure the effectiveness of their advertisements and to personalize the advertising content you see. VizyPay does not provide any personally identifiable information to these third-party ad servers or ad networks without your consent or except as part of a specific program or feature for which you will have the ability to opt-in or opt-out. However, please note that if an advertiser asks VizyPay to show an advertisement to a certain audience (for example, women ages 18-24) or audience segment (for example, women ages 18-34 who have viewed certain categories of content) and you respond to that advertisement, the advertiser or ad-server may conclude that you fit the description of the audience they are trying to reach. The advertiser may also use information regarding your use of VizyPay Services, such as the number of times you viewed an ad (but not any personally identifiable information), to determine which ads to deliver to you. You should consult the respective privacy policies of these third-party ad servers or ad networks for more information on their practices and for instructions on how to opt-out of certain practices. VizyPay's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.  However, we do require sponsors, advertisers, ad servers, and ad networks that collect cookie or web beacon information through our website to agree that they will not collect any personally identifiable information from our site without your consent.

VizyPay’s Commitment to Security of Data:

VizyPay uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to VizyPay and you do so at your own risk. Once we receive your transmission of information, VizyPay makes commercially reasonable efforts to secure our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. If VizyPay learns of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. VizyPay may post a notice on VizyPay Services if a security breach occurs. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive a free written notice of a security breach (or to withdraw your consent from receiving electronic notice) you should notify us by emailing support@VizyPay.com.  

International Users:

If you are a User accessing VizyPay Services from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please be advised that through your continued use of VizyPay Services, which are governed by U.S. law, this Privacy Notice, and our Terms of Use, you are transferring your personal information to the United States and you consent to that transfer. All goods, services, and products are owned by VizyPay, LLC until term negotiated by additional party has been fulfilled or sale negotiated by additional party has been completed.

In the Event of Sale, Merger, Acquisition, or Bankruptcy:

In the event that VizyPay is acquired by or merged with a third party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our Users as part of such merger, acquisition, sale, or other change of control. In the unlikely event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors' rights generally, we may not be able to control how your personal information is treated, transferred, or used. Per the California Consumer Privacy Act (CCPA), VizyPay grants its California users a right to access the personal data we've collected from them; they can request changes to the information, move it somewhere else, or delete it.

Alterations and Updates to this Privacy Notice:

This Privacy Notice may be revised periodically and this will be reflected by the "effective date" below. Please revisit this page to stay aware of any changes. In general, we only use your personal information in the manner described in the Privacy Notice in effect when we received the personal information you provided. Your continued use of VizyPay Services constitutes your agreement to this Privacy Notice and any future revisions.

For revisions to this Privacy Notice that may be materially less restrictive on our use or disclosure of the personal information you have already provided to us, we will attempt to obtain your consent before implementing such revisions with respect to such information.

Date Last Modified: This Privacy Notice was last modified May 21st, 2020. Contact Information: Please contact VizyPay with any questions or comments about this Privacy Notice by emailing us at support@vizypay.com.